Ever had to watch someone you love struggle to take care of themselves?  I have. And let me tell you...it's absolutely heartbreaking. Especially when you realize they can't afford the care they need.

That's exactly what happened to my client Carol’s mother. She needed full-time care, but Medicare wouldn't cover it. Carol moved in with her mom to take care of her and mom’s life savings was gone in less than a year.

Don't let that happen to your family.

We've put together something pretty AMAZING - it's a combo of long-term care AND life insurance. The cool part? You don't need any medical exams or health questions. You're approved no matter what.

Here's what makes this different:

• It covers your long-term care costs (so you don't burn through your retirement)

• Your family gets life insurance benefits if you never need the care

• You're guaranteed to get approved (seriously, no health questions)

• The rates are actually affordable (way less than you'd think)

Already a member? Awesome. If not, become one here: www.blackchamberofmemphis.org/join-us/. To join, simply click SIGN UP in the upper right-hand corner and sign up with your email address.

Don't wait on this. Your future self (and family) will thank you.

Talk soon,
Ernest Strickland
President and CEO