I remember my friend Lisa’s story. Four or five years ago, at just 48, she had a heart attack that nobody saw coming. Want to know the scariest part? Her insurance covered less than half the bills.

Any bills and needs, not covered by health care insurance, came from her family’s household funds. She should have focused solely on recovery instead of the cost associated with her heart attack.

That's why I got critical illness as soon as our policy was available. And that's why I'm telling you about it now.

Here's how it works: You get a big check if you get hit with a critical illness and you can use the money for anything you need such as:

• Medical bills your regular insurance won't cover

• Travel for better treatment

• Keeping your bills paid while you recover

• Getting help around the house

Don't wait until you're in the hospital wishing you had this. Future you will thank present you for thinking ahead.

Talk soon,
Ernest Strickland
President and CEO